Is it Better Without Health Insurance?

 

We always complaint about the cost of Health Insurance and we would like an explanation about it. Why is it that when you have health insurance you end up paying more than when you do not have it? Yes! You pay more with health Insurance than with out it. There are some serious things to fix in this system. 

If you decide to buy your insurance from big companies like Blue Cross or Humana, the cost of your health insurance will be, depending on your circumstances (age, weight, etc), a big part of your salary. The cost of the plans that the insurance companies offer will push you to adjust the rate with an increasing deductible because, the higher the deductible the lower the monthly premium. For instance $2500.00. which has to be met before any amount be paid from the insurance company. 

If you happen to get sick or end up in the hospital, in many instances, you will end up paying more than others without health insurance. Why do I say this? Because, if your treatment costs $2000.00., the hospital will ask you for that amount and in top of that you have to be up to date with your insurance payments. If the fiscal year of the health insurance is about to end, the $2500.00 will have to be cover again the following year to be able to utilize the health insurance policy. In other words you are making your insurance payments but you had to pay the full amount of the cost of your treatment. 

How about if you did not have any health insurance when you go to the hospital? Well, the hospital or doctor will give you a